Assam’s government has launched several initiatives to empower entrepreneurs, boost innovation, and create jobs. Whether you’re a startup founder, MSME owner, or a woman entrepreneur, these schemes offer financial aid, training, and infrastructure support. Below, we break down the top 5 schemes with eligibility criteria, benefits, and application steps.
1. Assam Start-Up – The Nest: Chief Minister’s Start-Up Scheme
| Key Details | Description |
|---|---|
| Objective | Promote innovation and support early-stage startups. |
| Eligibility | Startups registered in Assam (DIPP-recognized). Age: 18–45 years. |
| Benefits | Seed funding up to ₹50 lakh, mentorship, incubation support. |
| How to Apply | Apply via Assam Start-Up Portal. |
| Deadline | Rolling applications (no fixed deadline). |
Why Choose This?
Ideal for tech, agriculture, or green energy startups needing capital and guidance.
2. Atmanirbhar Assam Abhiyan (CMAAA)
| Key Details | Description |
|---|---|
| Objective | Make Assam self-reliant by supporting MSMEs and local industries. |
| Eligibility | Registered MSMEs in Assam with a viable business plan. |
| Benefits | Subsidies up to ₹5 lakh, tax exemptions, and low-interest loans. |
| How to Apply | Cmaaa Assam. |
| Contact | Email: diassam@nic.in | Helpline: 0361-254-6789 |
Why Choose This?
Perfect for scaling existing businesses in manufacturing, handicrafts, or food processing.
3. Prime Minister’s Employment Generation Programme (PMEGP)
| Key Details | Description |
|---|---|
| Objective | Generate employment through new ventures in rural and urban areas. |
| Eligibility | Entrepreneurs aged 18+, no income ceiling. Priority for SC/ST/OBC/women. |
| Benefits | Margin money subsidy (15–35% of project cost), bank loans up to ₹25 lakh. |
| How to Apply | Apply through KVIC or Assam Khadi & Village Industries Board. |
| Portal | PMEGP Portal |
Why Choose This?
Best for small-scale ventures like tailoring units, agro-processing, or handicrafts.
4. Assam Industrial Policy 2022
| Key Details | Description |
|---|---|
| Objective | Attract investments and boost industrial growth. |
| Eligibility | New and existing industries in sectors like IT, healthcare, and tourism. |
| Benefits | Capital subsidy (up to 30%), electricity duty exemption, stamp duty waiver. |
| How to Apply | Submit proposals to Assam Industrial Development Corporation (AIDC). |
| Contact | AIDC Website |
Why Choose This?
Great for large-scale industrial projects seeking tax breaks and infrastructure support.
5. Mukhya Mantri Atmanirbhar Asom (Women Entrepreneur Scheme)
| Key Details | Description |
|---|---|
| Objective | Empower women entrepreneurs in Assam. |
| Eligibility | Women aged 28–50 with a business registered in Assam. |
| Benefits | Interest-free loans up to ₹2 lakh, skill training, and marketing aid. |
| How to Apply | Apply through Sewa Setu Portal. |
| Deadline | 31 December 2024 (tentative). |
Why Choose This?
Tailored for women-led businesses in retail, handicrafts, or service sectors.
Comparison Table: Top 5 Schemes
| Scheme | Max. Benefit | Best For | Application Complexity |
|---|---|---|---|
| Assam Start-Up – The Nest | ₹50 lakh seed funding | Tech/innovative startups | Moderate (online portal) |
| Atmanirbhar Assam Abhiyan | ₹5 lakh subsidy | MSMEs in manufacturing | Moderate (offline/online) |
| PMEGP | ₹25 lakh loan | Rural/urban small businesses | Easy (KVIC portal) |
| Assam Industrial Policy 2022 | 30% capital subsidy | Large industries & investors | High (AIDC proposals) |
| Mukhya Mantri Atmanirbhar Asom | ₹2 lakh interest-free | Women entrepreneurs | Easy (Sewa Setu Portal) |
How to Choose the Right Scheme?
- Startups: Opt for The Nest or PMEGP for funding and mentorship.
- MSMEs: Atmanirbhar Assam Abhiyan offers subsidies and tax benefits.
- Women Entrepreneurs: Apply for Mukhya Mantri Atmanirbhar Asom.
- Large Industries: Assam Industrial Policy 2022 provides the best incentives.
Common Documents Required
- Aadhar card
- Business registration proof (Udhyam Aadhar, GST)
- Bank account details
- Project report (for subsidies/loans)
FAQs
1. Can I apply for multiple schemes?
Yes, but ensure you meet the eligibility criteria for each.
2. Are these schemes available for non-Assamese residents?
No. Most require a business registered in Assam.
3. How long does approval take?
Varies from 15 days (PMEGP) to 3 months (Industrial Policy).
4. Is collateral required for loans?
For PMEGP and Mukhya Mantri schemes, collateral is generally not required for loans under ₹10 lakh.
Pro Tips for Success
- Prepare a Strong Business Plan: Mandatory for subsidy/loan approvals.
- Track Deadlines: Some schemes (e.g., Mukhya Mantri Asom) have cut-off dates.
- Seek Help: Visit Assam’s District Industries Centers (DIC) for guidance.
Need Assistance?
- Assam Start-Up Helpline: 0361-245-6789
- PMEGP Support: 1800-180-6763
- AIDC Office: Industrial Estate, Bamunimaidan, Guwahati.
Conclusion
Assam’s government schemes are golden opportunities for entrepreneurs to reduce financial risks and accelerate growth. Whether you need seed funding, subsidies, or skill development, these programs are designed to turn your business dreams into reality.
Ready to Apply? Bookmark this guide and visit the official portals linked above!
